ePayments.Com : Can It Solve Online Payment Woes ?

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 Tech savvy and internet savvy people are well aware of the term e-payment or electronic payment. This is a specially designed service that helps people, business owners, non-government and government organizations to make virtually cashless payments. Such payments for buying various services and products are done by means of debit or credit cards, the internet and mobile gadgets.

Several advantages are associated with using this system like lower transaction cost, time saving and increased sales. However, sometimes it is seen to make extra business expenses.

Electronic money also known as e-currency, e-money or digital cash is basically script or money that is exchanged electronically. Electronic payment systems are successful in making people accept electronic commerce by keeping insecure systems like the internet at bay. In the e-commerce business-to-business world people are showing increasing interest in payment processing online.

Welcome ePayments for safe transfer

At present the market of services and goods bought and sold across the internet has become large and is growing continuously. Receiving or making online payments is becoming a problem day by day. Using credit and debit cards for any online payments might not solve the problem totally.

This is because now people carry on trade and business with almost all parts of the world. Some developing countries are there who do not accept standard debit or credit cards. While doing business with any such country people have to use digital gold as an alternative to credit card. The risk associated with internet payment had been reduced to some extent with the coming of these digital currencies.


But, people tend to face various other problems like faulty payment, extended payment time and a lot other issues. To keep all such issues at bay there is ePayments, an online platform to solve all your online money transfer woes.


Access the features


This is a one of its kind platform created professionally that allows secure and fast payment in a cost effective way. Moreover, it also functions as an e-wallet where you can keep your money and make payments using the same in a safe and quick manner.

In addition you can also get an app that allows you to manage your ePayments cards and e-wallet from any part of the world using just your phone.

This electronic payment system is private, safe and comes with a very simple sign up procedure. To sign up for the same initially, you need to choose the type of user you want to be. You can either choose a business account or a personal account. Once you are done with the same, the next step is to login simply either by using your mail id or your phone number.

Opening an account with ePayments is absolutely free. Some nominal charges will be charged afterwards depending upon your account and card usage.

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Working with any kind of online payment is made easy with the coming of ePayments. You can also avail ePayments Prepaid MasterCard that allows you to pay for services or goods online in some store. Moreover, you can use these cards to withdraw money from ATMs.


Know more about personal account

As said earlier, ePayments offers you to open two types of accounts- personal and business. The very name makes it clear that personal accounts are meant for private use. Personal account owners can use the e-wallet securely to receive payments through wire transfer from friends, partners or relatives and also from legal bodies like business partners or advertisers.

Best part is almost all the incoming transfers are either free or charged with a nominal fee like 1% to get your funds deposited from other online wallets to ePayments.

Funds that you have received can be withdrawn from the same to your own bank account. You can deposit or withdraw funds through bank transfer, using a MasterCard or Visa card, Web money or cryptocurrency like Bitcoins. Moreover, you can also withdraw funds using the ePayments Prepaid MasterCard. Best part about ePayments is that it functions without any hindrance allowing instant and safe transfer.

Fees charged for withdrawal, transfer or availing any service is very reasonable and cost effective. Charges that generally comes your way are-

  • A minimal account opening charge.
  • Withdraw funds by using Maestro, MasterCard or VISA card by paying just $3.5.
  • Withdraw funds using litecoin or Bitcoins for free.


Apart from receiving payment from some third party, you can add money yourself either to your ePayments e-wallet or to the Prepaid MasterCard.

Account for business professionals


The second type of account-the business account is meant for business professionals or any other legal entities like a company. Using the business e-wallet you can pay clients or partners across the globe, receive individual support through API and transfer money to alternate payment systems. Business account holders can take advantage of the easy process to add money to their e-wallets through bank transfer, using EPayments cards, or transferring money using cryptocurrency.

Moreover, business account owners have the opportunity to make mass payment as well as the opportunity to accept some payment on their website. They can also make payment using a mail address or phone number. But, for this, the recipient needs to have an ePayments e-wallet to manage their money.

Use prepaid MasterCard


As said earlier, ePayments have also designed their own prepaid MasterCard that comes with a magnetic strip and chip. It functions the same way a MasterCard performs using the contactless payment technology. An attractive contemporary design is offered to the prepaid card and it holds on to all types of modern card requirements.

These cards can be used easily on any ATM worldwide where you see the Maestro, MasterCard or Cirrus symbol. Moreover, you can also use the card for any purchase online. To use the card however, you need to make certain minimal payments. You will be charged with

  • Yearly card maintenance fee that is $35.
  • In case you use the card for ATM withdrawals, you will be charged $2.6/transaction.
  • You need to pay $5 if you are using the card to deposit funds from Webmoney to ePayments wallet.




Numerous advantages are there offered by ePayments. It functions by taking advantage of the data encryption process using SSL encryption. You are also protected from fraud as it has a modern fraud monitoring system. Any unsanctioned access attempts to your account is prevented with a two-factor authentication system. Your client’s funds will be defended in other ways too.

This means freelancers can use ePayments without being worried about their funds getting blocked midway. To conclude, ePayments offer you one of the most suitable ways to add money to your account by keeping account maintenance fees to the lowest.




Jitendra Vaswani

Jitendra Vaswani is a Digital Marketing Practitioner and renowned international keynote speaker who has embraced the digital nomad lifestyle as he travels around the world. He founded two successful websites, BloggersIdeas.com & Digital Marketing Agency DigiExe of which his success stories have expanded to authoring "Inside A Hustler's Brain : In Pursuit of Financial Freedom” (20,000 copies sold worldwide) and contributing to “International Best Selling Author of Growth Hacking Book 2". Jitendra designed workshops for over 10000+ professionals in Digital marketing across continents; with intentions ultimately anchored towards creating an impactable difference by helping people build their dream business online. Jitendra Vaswani is a high-powered investor with an impressive portfolio that includes Imagestation and Newsmartwave . To learn more about his investments, Find him on Linkedin, Twitter, & Facebook.

4 thoughts on “ePayments.Com : Can It Solve Online Payment Woes ?”

  1. Hidden Charges and Fraudulent TOS

    I want to admit that before opening account with epayments i have already read almost every review on trustpilot but still i dared to open my account with them. Read my experience with them it will help you alot.

    Stage 1- Account opening

    For me this process was quite simple i provided my bank statement and national ID card. My name address were same on both and both were valid so this went very smoothly.

    Stage 2- Payment Credit into e-wallet

    It was also very simple i provided Adcombo with my e-wallet from epayments and i saw my payout is transferred from adcombo to e-payments with in 2-3 hrs.

    Stage 3- Transfer money from e-payment to my visa card

    I tried this option many times but always received error that payments were declined by banks. I tried to transfer payment on my Meezan bank and HabibMetro account. I only contacted with HabibMetro and learned its not possible with them.

    Stage 4- Transfer money from e-payments to bank account

    This stage was game changer for me. I created a request with e-payments for bank transfer on 17-09-2019 and very next day i receive confirmation with their Banks’s reference number so i can track it with my local bank after 2-3 days. There were some delays from my bank side but however on 27-09-2019 they called me and asked about this inward remittance reason which was ok and cleared but when they told me the remittance amount i was shocked.

    i will tell you details, first note that its was actually $72 transferred from Adcombo to payments. They showed i will be paying $15 fees and $ 57 = € 50.16 will be transferred to my account. My bank told me that you are receiving € 20.16 since € 30 were deducted by sender’s bank.

    I inquired about this with e-payment where they said it was SHA transfer and in short this happens.

    I went back to their website and checked following article “help dot epayments dot com/hc/en-us/articles/115002796789” titled “Transferred to bank account” where they mentioned about SHA in such words. i am just copy/pasting.

    ” Payments are made with the SHA instruction. It means that you will pay our charges for processing the transaction and the recipient will pay the charges of its payment service provider. ”

    I told them as per your policy i paid you your charges of $15 and since i am recipient and my bank is my service provider who didn’t made any deductions then how could your partner bank deduct €30. This is against what you have mentioned on your website.

    By the time i am writing this they suddenly stopped replying after i strongly complained.

    Stage 5- My verdict and complain

    This is totally unfair and unethical way of doing business. You must inform me in advance that your bank/intermediary bank will deduct any charge they want. What kind of banking partners you have. You must know and tell your customers what are the exact charges they will be paying. You deducted your $15 commission and initiated wire without knowing that your customer might get charged further from your partner bank at its sole discretion. Its your job to tell exact charges to be born by your customers. You must have predefined arrangements with banks. I believe you knew i will be hit with these charges but intentionally you didn’t inform me. I have read many scary reviews about epayments but still wanted to give it a shot and i learned my lesson. Your way of doing business is unethical. I will never endorse to recommend epayment.com their methods are not transparent.

  2. Hi Jitendra does it works in India? If I have $100 in this e-wallet then can I send it to my bank account in India?

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