PocketSmith Review 2021 : Is PocketSmith safe? (PocketSmith Coupon Code Save upto 50%) | Does PocketSmith have a mobile app? (PocketSmith Reviews)

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9
Pricing
9
Features
8
User-Friendly
9
Support
8
Training
8
Software
9
Budget calendar
9
Reliable
9
Accessibility

Pros

  • Automatic bank feeds
  • Automatic categorization
  • Reliable and easy to use
  • Automatic and manual transaction importing
  • Send expenses to Xero
  • Easy, powerful forecasting
  • Two-factor authentication
  • Find and organize transactions

Cons

  • No Credit Score Monitoring
  • Missing Reconcile Transactions
  • Free Version is for limited time

PocketSmith is the best way to manage your budget and forecast your finances on the web. It's personal finance software that connects you with all of your bank accounts securely, allowing you to track transactions and organize expenses based off their type or category in a simple interface.

Rating
Price:$ 9.95

Are you looking for an Unbiased PocketSmith Review 2021, Don’t Worry! I got you covered.

PocketSmith review

Personal finance software apps are a staple of the modern consumer’s mobile device. They not only let you do your day-to-day banking, but also help you manage your finances in other ways like managing credit cards, budgeting, and cash flow.

Non-financial personal finance apps are particularly popular with millennials, women, and young professionals. PocketSmith is one of the top 10 most downloaded personal finance apps in the United States.

The basic idea of financial management is that most people have their financial accounts held by several different service providers. This sounds and seems alright initially, but can complicate understanding how they all work holistically as time passes by and your finances keep expanding.

Thus, handling the data and records from different service providers can be eased by bringing them together on one platform. This will make it much easier for you to efficiently plan your finances, such as increasing investment accounts and lowering debt balances.

So today I will give you a detailed review of a finance management app called PocketSmith which has been built to suffice all the tasks and issues mentioned above seamlessly.

Bottom Line: PocketSmith is a popular personal finance software app that enables you to view, handle and manage all of your financial accounts like bank accounts, investment accounts, loan accounts, and credit cards in one place. Furthermore, apart from just aggregating all your accounts, the app also enables you to forecast the whereabouts or future movements of your finances based on certain expected outcomes. Considering all features it offer at an affordable cost, it worths your try. Get Exclusive Discount On PocketSmit NOW. 

Does PocketSmith have a mobile app

PocketSmith Review 2021 (PocketSmith Coupon Code Up to 50% Off ): Should You Try PocketSmith?

PocketSmith Review 2021: Is PocketSmith safe?

Pocketsmith testimonials

What is PocketSmith?

 

PocketSmith- Overview

PocketSmith is completely cloud-based and does not require the installation of special software, which means can be used from anywhere. The server offers very flexible import options and they can accept bank feeds from 36 countries.

The service is pretty similar to Mint.com, except for the fact that Mint is free, while PocketSmith involves monthly subscription fees, though there is a feature-limited free version available as well.

PocketSmith features

pocketsmith app reviews Pocketsmith reviews on Google

Since its official launch, PocketSmith has slowly and steadily made its name among the top contenders in its class, thanks to some very useful and efficient finance management tools and features that help you keep a check on your money and manage the future of your finances.

  • Automatic live bank feeds

PocketSmith has been designed to automatically import your transactions by connecting to over 12,000 globally recognized and reputed financial institutions.

 PocketSmith Review- Live Feeds

  • Find and organize transactions

The systematic interface of PocketSmith lets you categorize, label, and annotate spending, just the way you want it. You can also use their amazing native search engine to find transactions.

  • Multi-currency

Track and convert all accounts, assets, and liabilities from different countries as PocketSmith provides automatic currency conversion based on daily exchange rates. There is also exchange rate support for gold, silver, and Bitcoin.

  • Send expenses to Xero

Users can instantly connect to a Xero account and send expenses over in a couple of clicks. There is no need to sign in or get into any manual entry hassles.

PocketSmith Review– Understand Present Budgeting

  • Easy, powerful forecasting

Users can create instant cash projections and see daily bank balances for up to 30 years.

  • Budget calendar

Poecketsmith allows you to schedule your upcoming bills and budgets in a calendar so you can have a fruitful interaction with your money in a natural manner.

PocketSmith – Smart budgeting

  • What-if scenarios

A unique and innovative outcome prediction mechanism lets you test your decisions to see future financial outcomes and take the uncertainty out of your planning.

  • Flexible budgeting

A flexible and user-friendly budgeting system lets you create daily, weekly, monthly budgets, and more so that you can break your budget down into meaningful periods.

Why do I recommend PocketSmith?

Pocketsmith reviews on Google

There are some very crucial reasons as to why I would recommend you to try PocketSmith app over other finance management apps in the market.

Live Bank Feeds

Though this feature is available only on the Premium and Super packages, you get to connect to more than 12,000 financial institutions worldwide and get automatic live bank feeds. This includes all major banks in the US, UK, Canada, Australia and New Zealand. Furthermore, you can import multiple accounts with the same institution and once that is done, your transactions will be automatically categorized.

Multi-currency capability

PocketSmith efficiently supports numerous recognized bank accounts, assets and liabilities from different countries providing automatic currency conversion based on daily exchange rates. Another big plus is that there’s even exchange rate support for gold, silver, and Bitcoin.

Furthermore, your net worth will be recorded in your base currency while the app shows conversions to the country of your choice, both the native balance for the foreign-based accounts.

Budgeting

You can set up the app any way you desire to create custom flexible budgets for daily, weekly and monthly time frames. The notifications and financial alerts by the system are also very good which will notify you when you are close to going over your budget.

PocketSmith Review- Grow Your Business

Budget Calendar

PocketSmith makes sure you pay all your bills on time by allowing you to schedule upcoming bills. This feature enables users to prevent cash flow problems in the future. However, this app doesn’t actually pay your bills for you. It is only a calendar to keep track of when your bills are due.

Projected daily balances 

Forecasting your average balances or up to 30 years out is an amazing feature for business owners and investors. An additional feature to this is the “what-if” scenarios, which can be used to predict uncertainties such as a higher or lower income, or the outcome if you spend less money on goods and services.

Income and Expense Statements

A digitized statement for your income and expenses is the most crucial feature of any finance management app. PocketSmith lets you customize your financial statements to show your income and expenses for any specified time frame. This feature also has alerts to let you know when you’ve exceeded budgets for individual categories.

PocketSmith Review- Transactions Categorize

Net Worth

Knowing the difference between your assets and your liabilities is very important to calculate your net worth properly. PocketSmith shows you exactly that by enabling you to pull up that information in a matter of seconds. The app can account for accounts held in foreign currencies thus, working as the best indication of your financial position at any given time.

PocketSmith Review- Saving On the Way

Superfast Search Engine

You can quickly search and access all your transactions, whether old or new without scrolling through long lists of repetitive transactions using PocketSmith’s superfast native finance search engine.

PocketSmith Alternatives

1) Trim

Pocketsmith Alternative - Trim

Though Trim is a Free Personal Finance Management app, in case if Trim negotiates your bills successfully, Trim will take a huge chunk that is 25% of your first month’s savings, with 256-bit SSL encryption they offer good bank security level and security features include read-only access and two-factor authentication. one just needs to text Trim to get started with their services.

Trim automated the process of finding coupons and apply them directly when you make purchases, they also have a Bill negotiator option which helps automatically negotiates users’ bills like the internet, Cable, etc. To know more Click Here.

2) CountAbout

Pocketsmith Alternative -CountAbout

CountAbout come with easily customizable budget features, available with both iOS and Android, CountAbout can be linked with 12,500+ financial institutions, Including Mint.com and Quicken, provide the timely updated financial report, the pricing range starts at $9.99/year which goes up to $39.99/year, CountAbout also claims all your data stored with them is encrypted and ensures, not data sharing with external operator or advertisers. Check Out CountAbout Here.

3) Mint

PocketSmith Alternative -Mint

Mint is a free and easy-to-use platform that connects every US financial institution, letting users bring all their accounts, bills, and financial data in one place to conveniently manage finances. Mint takes care of bank account balances with its simple budget tracker – but it doesn’t stop there! The tool also assists the user’s credit card management needs by linking them directly into Mint for consolidation. One more thing: Mint even helps tackle retirement goals while giving you an overview on your net worth thanks to this handy finance manager app.

Mint is modern and easy to use. It makes understanding your finances a breeze by allowing you to view all of them at once, track payments, create budgets with just one touch; Mint also reminds users about upcoming bills automatically so they can plan ahead instead of forgetting or being surprised when the bill arrives!

When funds are low, Mint will send an alert so that users can plan accordingly and only spend on essential things. Multiple safety measures like secure sign-in and VeriSign security scanning keep user data safe from the hands of hackers.

Mint’s pricing model gives you the option to use their software for free, with a price basis on quotation-based.

Mint’s affordable and easy-to-use online invoice template saves time and money by giving small businesses access to powerful accounting tools that can be used anywhere; Mint is perfect for all entrepreneurs looking to cut costs without cutting corners.

4) Quicken

PocketSmith Alternative -Quicken

Manage your personal finances with Quicken, the best money management tool for budgeting and organizing. Get notifications in real-time on your mobile app when you use your card so that all of your spendings is up to date and managing bills can be a breeze! Reimbursement if damaged or stolen phones are paid by eligible Mastercard. Pay any bill from within Quicken’s dashboard without ever leaving home.

Quicken Bill Pay1 is now free with Premier and Home, Business & Rental Property plans. No need to go through the hassle of logging in on different websites, remembering passwords, or monitoring multiple accounts – everything can be done from one dashboard! They also protect your data by encrypting it using a secure Internet connection that utilizes SSL encryption technology.

Quicken’s pricing model starts at $35.99 for the yearly subscription and go up to a year for just $93.59 which is significantly lower than other competing

5) Albert

PocketSmith Alternative - Albert

Albert is the new app that brings your banking, savings, and investing tools all in one place. The mobile application automatically saves money from each paycheck so you never have to worry about saving or getting ahead again! It also provides a team of experienced human experts who can help with any financial question at any time – no more worrying when it comes time for taxes because Albert has got you covered.

The Albert Instant app is the perfect way to make sure you’re always feeling good about managing your finances. With access to a variety of tools, all available in one place – it’s never been easier for people with unpredictable incomes and out-of-the-ordinary work hours like contract workers or freelancers who are pursuing entrepreneurship on their own terms. Albert provides users with various insurance policies that can be accessed from the app to secure their future.

Albert pricing model gives you the option to use their software for free, with a price basis on quotation-based.

YNAB Vs Pocketsmith

YNAB is simpler to set up because you only have a month at a time. This means there are fewer things that need setting, and when the next month comes it’s all ready for use in full effect. The Pocketsmith setup not only offers more months to work with but also gives many options within each expense category including start and end dates as well as the frequency of occurrence; what better way to customize your budget.

The answer to “Who is the winner?” will depend on how long you want your budget.

Pocketsmith links very efficiently to my various bank, savings, mortgage, and credit card accounts. I also enjoy that YNAB doesn’t have any bank links outside of North America so it forces me to do the math myself!

YNAB’s manual input option remembers the expense category for you and allocates accordingly, which is helpful because it does this more often than not. If Pocketsmith doesn’t use its rules engine to categorize transactions, then they tell you how many transactions that will need to be manually categorized by “you”. The rules engine in Pocketsmith gives users the ability to adapt keywords searches so as to optimize efficiency.

Winner: PocketSmith

PocketSmith Pricing Plans

PocketSmith offers its customers to choose from three different packages. Each of these packages is priced differently and delivers a unique service.

PocketSmith- Plan And Pricing

1) PocketSmith Basic (PocketSmith Trial)

Price: FREE

This is a feature-limited version in which you can add up to two bank accounts. However, this process is not automatic like the other packages. You will also need to manually import your bank account information into the app. Since this is a basic package, users can only access up to 12 budgets and six months of budget projections.

  • Manual imports
  • 12 budgets
  • 2 accounts
  • 6 months’ projection

2) PocketSmith Premium

Price: $9.95 per month ($7.49 when paid annually)

This package gives you the automatic bank feed updates feature, along with automatic transaction importing and categorization. This package allows users to add up to 10 accounts to the app and access up to 10 years of budget projections and unlimited budgets.

  • Automatic bank feeds
  • Automatic and manual transaction importing
  • Automatic categorization
  • Unlimited budgets
  • 10 accounts
  • 10 years’ projection

3) PocketSmith Super

Price: $19.95 per month ($14.16 when paid annually)

As a highlight, this version offers the capability to add and handle unlimited accounts along with the ability to make projections and forecasts of up to 30 year, plus everything available with the Premium service.

  • Unlimited accounts
  • 30 years’ projection

Visit the PocketSmith Official Website to learn more about their plans, pricing, features, overview, and customizations.

Quick Links:

PocketSmith Reviews & Testimonials By Customer & Real Users

Pocketsmith does it work

Only financial tool I’ve come across in the past four years that gives you the ability to accurately forecast your accounts in a way that makes sense: graph, calendar and cash flow views in any scenario.

Austen Haines USA

I’ve been using PocketSmith properly for over a year now and must say it has been an absolutely FANTASTIC tool for taking control of my finances and getting a better awareness of my money.

Teddy Dereje New Zealand

pocketSmith Review Reddit

pocketsmith review reddit-

You might have questions like this for PocketSmith : 

-How do I get Started With PocketSmith?

-How Does PocketSmith Work?

-How much does PocketSmith cost?

-Is Pocketsmith a Scam or Legit?

-Is PocketSmith Right For You?

-Is PocketSmith Safe?

-Is PocketSmith the right platform for you?

-Is PocketSmith Too Complicated to Use?

-Is PocketSmith Worth It?

– What are Pocketsmith Features?

Features: PocketSmith allows you to invest funds, view and edit your tax records, manage your savings, forecast future income and expenses, transfer funds from one account to another as well as transfer money between multiple accounts all in one simple interface.
Advantages: PocketSmith is an all-in-one financial planning app with full online access for a monthly fee. It’s the first personal finance app that allows users to manage their finances directly from their mobile phone or tablet.
Benefits: PocketSmith is a comprehensive financial planning software program that lets users create and monitor their own individual budgets without needing to know what they spend on.

FAQs Related  PocketSmith Review

👌Is PocketSmith safe to use?

According to various users, PocketSmith is a really safe platform to use. Whenever you log in to your account on PocketSmith, your account details always get encrypted which ensures its safety.

✅How does PocketSmith work?

With PocketSmith, you can see all your financial information at one place. You can see all the details of your bank accounts, investment accounts, loan accounts, and credit cards. With all that information in one place, you can decide what you want to do next with your money.

✔How much maximum discount can you get on PocketSmith?

You can get up to 30% off on PocketSmith with our link. This discount is only applicable when you choose an annual plan on PocketSmith.

🔥Does PocketSmith offer any free trial?

They do not offer any free trial but you can choose the basic plan which is totally free of cost and it is very beneficial as well. You can make up to 12 budgets, import manually, and much more.

👍Does PocketSmith offer any money-back guarantee?

No, they do not offer any money-back guarantee. So it would be best to try out the basic plan first then upgrade to a paid plan.

Is PocketSmith safe?

The Pocket Smith app is available for both iOS and Android devices. You can find the user guides here: iPhone guide, android guide. The features are very similar between apps so you shouldn't have any trouble with either one!

Does PocketSmith have a mobile app?

Conclusion: PocketSmith Review  2021 (PocketSmith Coupon Code 30% OFF)

There are some very crucial reasons as to why I would recommend you to try PocketSmith app over other finance management apps in the market. If you want to really manage your financial-related work then you should go get started with PocketSmith Now.

PocketSmith is an Avon product with one-star pricing. If you couldn’t get most of what Pocketsmith does for free elsewhere, it would stand out as an amazing and powerful financial tool.

However, its price tag makes PocketSmith less desirable than other competitors who offer the same features at lower prices–it loses points in this regard from me because while I love all that it has to offer, there’s little reason not to just use Mint or another similar service if they’re available and cheaper (unless your employer pays).

If you don’t mind the cost then Pocket Smith is one of the best featured financial aggregators around today!

Feel free to drop your opinions about PocketSmith right in the comment section. Do share this post on all trending social media platforms like Facebook, Twitter, LinkedIn & Instagram.

Jitendra Vaswani

Jitendra Vaswani is a Digital Marketing Practitioner & international keynote speaker currently living digital nomad lifestyle and founder of  internet marketing blog BloggersIdeas.com & Digital Marketing Agency DigiExe. During his more than 8 years long expertise in Digital Marketing, Jitendra has been a marketing consultant, trainer, speaker and author of “Inside A Hustler’s Brain : In Pursuit of Financial Freedom” which has sold over 20,000 copies, worldwide & contributor of “International Best Selling Author of Growth Hacking Book 2”. He had trained 10000+ digital marketing professionals till date and has been conducting Digital marketing workshops across the globe. His ultimate goal is to help people build businesses through digitization make them realize that dreams do come true if you stay driven.  Check out his portfolio( jitendra.co). Find him on Linkedin, Twitter, & Facebook.

20 thoughts on “PocketSmith Review 2021 : Is PocketSmith safe? (PocketSmith Coupon Code Save upto 50%) | Does PocketSmith have a mobile app? (PocketSmith Reviews)”

  1. I love having all my numbers in one place. The interface is super slick and simple to use. I can see how much money goes in and out every day! It even notifies me when it’s time to pay bills or make purchases. Thank you – PocketSmith

  2. Pocketsmith has been an essential part of my finances since the day I downloaded it. The lessons are immersive and informative, but also fun to explore. Once you get going, there’s no going back–Pocketsmith will be a trusted companion in your life as long as you save just a little bit here and there.

  3. Pocketsmith is the best for organising your finances. It helps you stay sane by letting you see all of your spending in one place, so it’s easy to figure out what items need more attention and which ones are getting a little too much money spent on them. Plus, they have lots of helpful articles with budgeting tips and other financial experts telling about how to get themselves together before every selfie!

  4. Like many elderly people, I’ve been using Quicken for years. But new products come out every year! Pocketsmith is a powerful new competitor to Quicken with awesome budgeting tools – though it takes some time to get the hang of. It’s worth checking out, as Pocketsmith has one of the best financial projection features around.

  5. I can’t say enough good things about this software. The part that I love is the deep level of detail in the budgeting section. They have a pre-set agenda, but you are able to change it as needed for your business or personal life. It’s super helpful in keeping on track and getting stuff done! The financial projection starts out with some basics, but then becomes incredibly sophisticated and robust after a while of using it. The time spent spreading my work across different budgets has been great for both our business and personal lives, so thank you!

  6. Personally, I like the fact that it’s always there with me. I check my email, lock my phone and things could be out of control but PocketSmith will teach me to save financially.
    I also won’t have to worry about forgetting to pay bills or being late when money gets tight. It’s all right there in one place!

  7. For a company that’s serious about their budgeting and financial projections, Pocketsmith is the way to go. I know how daunting it can be at first, but you get used to its in-depth interface pretty quickly. You spend more time managing your finances with this software than you would if you didn’t have an organizational system, for sure. But once I started getting into the groove of things, things went much smoother. And all without worrying about forgetting anything! It sucks not having any clue what we spent our money on months ago or where it came from originally…I was all over the place before Pocketsmith saved my life

  8. PocketSmith is the solution to your chronic disorganization and lack of financial understanding. If you feel like these two factors are holding you back from reaching your goals, then PocketSmith might be exactly what you need.

  9. PocketSmith is an amazing financial tool with one-star pricing. If you couldn’t get most of what PocketSmith does for free elsewhere, it would stand out as a 5-star product. However, its less desirable than other competitors because of the low price point.

  10. Now regulating how much goes where is a breeze with Pocketsmith! The budgeting tool helps me map out exactly what I have coming in and going out every month so there are absolutely no surprises when payday comes around; tracking spending progress has also helped curb some unnecessary impulse buys.

  11. I love PocketSmith because it allows me to stay on top of my account balances, cash flow and spending. I have a coupon-clipping habit that’s out of control, but with the app’s budgeting features, I can figure out what accounts are tapped out in advance.
    PocketSmith is super easy to use and totally intuitive, which feels really nice when you’re ADHD like me. It automatically categorizes transactions for you by type of expense or income (like a salary vs business revenue), making juggling my own finances less annoying.

  12. An excellent choice for a detailed approach to money management. Pocketsmith is worth the effort needed to learn it, if only for all the features it packs in!

  13. Pocketsmith is an organized and convenient way to keep tabs on your budget. The software tracks where you are spending money, enabling the user to see the big picture with just a few clicks. It’s honestly kind of like magic once you get in the habit of snapping pictures all your receipts in Pocketsmith’s photo function–it can really help out if you’re trying to track desired or unexpected expenses. The one drawback? You’ll have to dig manually through split transactions until their next update- but this won’t be a problem for long!

  14. Finally some innovation in personal finance and management. I feel like I’m holding a full control over my finances now that PocketSmith has been released. It’s completely worth the price, which is unbelievably nominal for all the things it offers you as well as it staying up to date with every single financial aspect of your life.

  15. Pocketsmith is a lot more than an app, it’s like having every financial expert in the world at your fingertips 24/7. I’ve been using this software since I was in high school and let me tell you: it has talked me off some pretty close ledges. My only warning would be to take care if you are upgrading from other programs like Mint or Quicken because moving accounts around can be tricky without lots of patience. But by being proactive and making sure that my security settings were at the highest level, I never had any worries about hacking or fraud whatsoever.

  16. PocketSmith is an amazing app that gives a ton of insight into your finances. Two features I like the most are forecasting and categorization because you can change how it looks by changing behavior to better fit what you want to see in advance. For example, if PocketSmith forecasts something negative six months from now but possible changes could turn things around, then try different behaviors so that forecast will be positive instead!

  17. Pocketsmith is a robust financial software program that sets itself apart from the rest due to its detailed budgeting tool and highly accurate projections. Though it does take some getting used to, once you do get up-to-speed with this powerful cloud based app your finances will be in better shape than ever!
    Pocketsmith provides users with an easy way of organizing their money by allowing them to track expenses throughout multiple categories. The platform also allows people who are on budgets or trying to save money set aside funds for future use via savings goals which they can directly deposit into using Pocketsmith’s unique system designed just for saving cash over time without forgetting about it.

  18. PocketSmith offers useful features and benefits that are important to your ability to manage personal finances. It can be difficult enough trying track all of the assets you hold, let alone when they’re spread out between different institutions.

  19. Pocketsmith, as the name implies, keeps your credit cards and cash in its pockets. But what’s more impressive are the many other things it does for you! This helpful tool includes labels, so if you find yourself with an item that doesn’t belong to you on accident, clearly marking who it belongs to will be a breeze! It also really helps when making budgets–it has templates that are already customizable (and great at preventing living above our means), like dining out budgets or entertainment budgets. The budgeting tools come equipped with live data and track progress automatically so there is no need for calculators! Plus it even predicts future account balance changes with its financial projection feature.

  20. Enjoying control over your money is as much about BIG dreams and where you see yourself going in life. It’s also about SMALL, daily decisions like how you budget for these dreams. This Android companion app syncs with the powerful PocketSmith service to help make your dream-life a reality. Share photos of those dreams so that budgeting can be fun, and never become mundane again. You know? The kind of energy shift that turns an entire day into a feel good experience!

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