In today’s business-oriented era where the money is flowing in and out every second, seeing and understanding the big picture of your finances is the biggest concern and need to survive and succeed in the competition.
The basic idea of financial management is that most people have their financial accounts held by several different service providers. This sounds and seems alright initially, but can complicate understanding how they all work holistically as time passes by and your finances keep expanding.
Thus, handling the data and records from different service providers can be eased by bringing them together on one platform. This will make it much easier for you to efficiently plan your finances, such as increasing investment accounts and lowering debt balances.
So today I will give you a quick review about a finance management app called PocketSmith which has been built to suffice all the tasks and issues mentioned above seamlessly. Let’s get started with PocketSmith Review 2021 here.
Bottom Line: PocketSmith is a popular personal finance software app that enables you to view, handle and manage all of your financial accounts like bank accounts, investment accounts, loan accounts, and credit cards in one place. Furthermore, apart from just aggregating all your accounts, the app also enables you to forecast the whereabouts or future movements of your finances based on certain expected outcomes. Considering all features it offer at an affordable cost, it worths your try. Get Exclusive Discount On PocketSmit NOW.
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PocketSmith Review 2021: It Worth The Hype?
What is PocketSmith?
PocketSmith is completely cloud-based and does not require the installation of special software, which means can be used from anywhere. The server offers very flexible import options and they can accept bank feeds from 36 countries.
The service is pretty similar to Mint.com, except for the fact that Mint is free, while PocketSmith involves monthly subscription fees, though there is a feature-limited free version available as well.
Since its official launch, PocketSmith has slowly and steadily made its name among the top contenders in its class, thanks to some very useful and efficient finance management tools and features that help you keep a check on your money and manage the future of your finances.
Automatic live bank feeds
PocketSmith has been designed to automatically import your transactions by connecting to over 12,000 globally recognized and reputed financial institutions.
Find and organize transactions
The systematic interface of PocketSmith lets you categorize, label, and annotate spending, just the way you want it. You can also use their amazing native search engine to find transactions.
Track and convert all accounts, assets and liabilities from different countries as PocketSmith provides automatic currency conversion based on daily exchange rates. There is also exchange rate support for gold, silver, and Bitcoin.
Send expenses to Xero
Users can instantly connect to a Xero account and send expenses over in a couple of clicks. There is no need to sign in or get into any manual entry hassles.
Easy, powerful forecasting
Users can create instant cash projections and see daily bank balances for up to 30 years.
Poecketsmith allows you to schedule your upcoming bills and budgets in a calendar so you can have a fruitful interaction with your money in a natural manner.
A unique and innovative outcome prediction mechanism lets you test your decisions to see future financial outcomes and take the uncertainty out of your planning.
A flexible and user-friendly budgeting system lets you create daily, weekly, monthly budgets, and more so that you can break your budget down into meaningful periods.
Why do I recommend PocketSmith?
There are some very crucial reasons as to why I would recommend you to try PocketSmith app over other finance management apps in the market.
Live Bank Feeds
Though this feature is available only on the Premium and Super packages, you get to connect to more than 12,000 financial institutions worldwide and get automatic live bank feeds. This includes all major banks in the US, UK, Canada, Australia and New Zealand. Furthermore, you can import multiple accounts with the same institution and once that is done, your transactions will be automatically categorized.
PocketSmith efficiently supports numerous recognized bank accounts, assets and liabilities from different countries providing automatic currency conversion based on daily exchange rates. Another big plus is that there’s even exchange rate support for gold, silver, and Bitcoin.
Furthermore, your net worth will be recorded in your base currency while the app shows conversions to the country of your choice, both the native balance for the foreign-based accounts.
You can set up the app any way you desire to create custom flexible budgets for daily, weekly and monthly time frames. The notifications and financial alerts by the system are also very good which will notify you when you are close to going over your budget.
PocketSmith makes sure you pay all your bills on time by allowing you to schedule upcoming bills. This feature enables users to prevent cash flow problems in the future. However, this app doesn’t actually pay your bills for you. It is only a calendar to keep track of when your bills are due.
Projected daily balances
Forecasting your average balances or up to 30 years out is an amazing feature for business owners and investors. An additional feature to this is the “what-if” scenarios, which can be used to predict uncertainties such as a higher or lower income, or the outcome if you spend less money on goods and services.
Income and Expense Statements
A digitized statement for your income and expenses is the most crucial feature of any finance management app. PocketSmith lets you customize your financial statements to show your income and expenses for any specified time frame. This feature also has alerts to let you know when you’ve exceeded budgets for individual categories.
Knowing the difference between your assets and your liabilities is very important to calculate your net worth properly. PocketSmith shows you exactly that by enabling you to pull up that information in a matter of seconds. The app can account for accounts held in foreign currencies thus, working as the best indication of your financial position at any given time.
Superfast Search Engine
You can quickly search and access all your transactions, whether old or new without scrolling through long lists of repetitive transactions using PocketSmith’s superfast native finance search engine.
Though Trim is a Free Personal Finance Management app, in case if Trim negotiates your bills successfully, Trim will take a huge chunk that is 25% of your first month’s savings, with 256-bit SSL encryption they offer good bank security level and security features include read-only access and two-factor authentication. one just needs to text Trim to get started with their services.
Trim automated the process of finding coupons and apply them directly when you make purchases, they also have a Bill negotiator option which helps automatically negotiates users’ bills like the internet, Cable, etc. To know more Click Here.
CountAbout come with easily customizable budget features, available with both iOS and Android, CountAbout can be linked with 12,500+ financial institutions, Including Mint.com and Quicken, provide the timely updated financial report, the pricing range starts at $9.99/year which goes upto $39.99/year, CountAbout also claims all your data stored with them is encrypted and ensres, not data sharing with external operator or advertisers. Check Out CountAbout Here.
PocketSmith Plans and Pricing
PocketSmith offers its customers to choose from three different packages. Each of these packages is priced differently and delivers a unique service.
This is a feature-limited version in which you can add up to two bank accounts. However, this process is not automatic like the other packages. You will also need to manually import your bank account information into the app. Since this is a basic package, users can only access up to 12 budgets and six months of budget projections.
- Manual imports
- 12 budgets
- 2 accounts
- 6 months’ projection
Price: $9.95 per month ($7.49 when paid annually)
This package gives you the automatic bank feed updates feature, along with automatic transaction importing and categorization. This package allows users to add up to 10 accounts to the app and access up to 10 years of budget projections and unlimited budgets.
- Automatic bank feeds
- Automatic and manual transaction importing
- Automatic categorization
- Unlimited budgets
- 10 accounts
- 10 years’ projection
Price: $19.95 per month ($14.16 when paid annually)
As a highlight, this version offers the capability to add and handle unlimited accounts along with the ability to make projections and forecasts of up to 30 year, plus everything available with the Premium service.
- Unlimited accounts
- 30 years’ projection
Visit the PocketSmith Official Website to learn more about their plans, pricing, features, overview and customizations.
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Pocket Testimonials & Customer Reviews By Users
Only financial tool I’ve come across in the past four years that gives you the ability to accurately forecast your accounts in a way that makes sense: graph, calendar and cash flow views in any scenario.
Austen Haines USA
I’ve been using PocketSmith properly for over a year now and must say it has been an absolutely FANTASTIC tool for taking control of my finances and getting a better awareness of my money.
Teddy Dereje New Zealand
FAQs Related PocketSmith Review
👌Is PocketSmith safe to use?
According to various users, PocketSmith is a really safe platform to use. Whenever you log in to your account on PocketSmith, your account details always get encrypted which ensures its safety.
✅How does PocketSmith work?
With PocketSmith, you can see all your financial information at one place. You can see all the details of your bank accounts, investment accounts, loan accounts, and credit cards. With all that information at one place, you can decide what you want to do next with your money.
✔How much maximum discount can you get on PocketSmith?
You can get up to 30% off on PocketSmith with our link. This discount is only applicable when you choose an annual plan on PocketSmith.
🔥Does PocketSmith offer any free trial?
They do not offer any free trial but you can choose the basic plan which is totally free of cost and it is very beneficial as well. You can make up to 12 budgets, import manually, and much more.
👍Does PocketSmith offer any money-back guarantee?
No, they do not offer any money-back guarantee. So it would be best to try out the basic plan first then upgrade to a paid plan.
😎If I upgrade my plan then when will I be charged?
If you are upgrading your account from free plan to a paid plan then you will be charged from next day but if you’re upgrading from a paid plan to another paid plan then you will be charged on the next billing date.
Conclusion: PocketSmith Review 2021 (PocketSmith Coupon Code 30% OFF)
There are some very crucial reasons as to why I would recommend you to try PocketSmith app over other finance management apps in the market. If you want to really manage your financial-related work then you should go get started with PocketSmith Now.