Review 2020 -Collect Credit Card and Net-Banking Payments Online in India Review
  • Review
  • Summary






User Friendly


Ease of Use






  • You can join for free of cost
  • Developer Costs only for Integration
  • Legal Costs of Agreements
  • Copy-Paste Payment Buttons
  • Online Store available
  • Fraud Protection
  • In-Built Dispute Resolution


  • Analytics are not accurate

Small businesses and startups who think of getting online for selling products, be it digital downloads or physical products like merchandise have only one thing in mind: how are they going to get the funds to materialize their dream of going online?

For ages there were no easy payment systems in India, which would help the small business or the startups to sell things quickly and that too without spending too much upfront.

But, now things are going to change and all thanks to, everybody can indulge in simplified buying and selling process of digital goods, e-books, memberships, tickets or physical goods.

Click Here to check out

Hassle Free Process

Instamojo Review Collect Credit Card and Net-Banking Payments Online in India

Instamojo knows their audience, and that is why they have kept the process simple and easy to use.

They will charge you 5% on the incoming transaction as their fees. As you transact more, you move on to a different slab, and their fees start going down.

The payout takes place every Friday; You will receive the payment directly to your bank account through NEFT.

Instamojo makes money, only when you make money. You pay a small transaction fee only when you receive money. There are no upfront fees, no cost to create a payment link and no cost to use their cool features.


Other Useful Features

Instamojo is not just a system to receive payments. There are a lot of other features that make your selling process easier and better.

With Instamojo, you will also get cool analytics; simple buttons where you can find the functions and other options and the best part is its simple layout, which is self-explanatory.

It turns out to be the savior for people, who don’t have enough funds to afford some big names in the payment gateway. Now they can easily make use of Instamojo and enjoy a secured payment.

Instamojo Takes Care of the Payments

instamojo dashboard

They know that you have to concentrate on your product so that you can make it even better. Therefore, they let you do what you do best, and they take care of the rest.

Now you don’t need to think about the hosting issues or bandwidth or how secure your payment processing will be. Instamojo is there to sort out everything for you.

If you are transacting within India, then you can accept any form of payment, including

  • Debit cards
  • Credit Cards,
  • And Net-banking

So, when you are ready to sell, all you have to do is create an account at for free, create a payment link, and you can start selling without any delay.

People who have been using this payment gateway for their business are completely satisfied, mainly because of its simplicity.

Highlights of Instamojo

Instamojo best features

If you are still unsure if Instamojo is the right thing for you, consider the following points:

  • There is no need of initial investment, in other words, you can join free of cost!
  • Competitive fees of just 5%. And as your volume grows, fees can reduce.
  • The payout will be deposited directly to your bank account every Friday.
  • Product pages can be fully SEO optimized.
  • There is a feature called Social Pay through which you can sell your products by making people share your page. They “pay” with a tweet or a Facebook Share.
  • All your customers data is available in one place. You can also email your customers directly from the dashboard.

Final Words

Instamojo features

Instamojo is probably the only service in India that has made selling online possible for anyone with just a bank account. Why don’t you go ahead and try it out? It’s free to sign up.

Click Here to get a free account at



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About Jitendra Vaswani

Jitendra Vaswani is the founder of SchemaNinja WordPress Plugin, prior to SchemaNinja he is the founder of big internet marketing blog During his more than 6+yrs long expertise in Digital Marketing, Jitendra has been a marketing consultant, trainer, speaker and author of “Inside A Hustler’s Brain : In Pursuit of Financial Freedom” which has sold over 20,000 copies, worldwide. He has trained 3000+ digital marketing professionals till date and has been conducting Digital marketing workshops across the globe from 5+ yrs. His ultimate goal is to help people build businesses through digitization make them realize that dreams do come true if you stay driven. Check out his portfolio( Find him on Linkedin, Twitter, & Facebook.

1 Comment

  1. Hi,
    Thanx for this post.
    I opened a/c on instamojo and also provided my document but still takinh long time to approval my paynent.


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